HOME INSURANCE

Home insurance is a type of property insurance that provides financial protection to homeowners against damage or loss to their property and belongings. It typically covers various risks, including damage from fire, theft, vandalism, and certain natural disasters like hurricanes or earthquakes (depending on the policy terms). Home insurance policies also include liability coverage, which protects homeowners in case someone is injured on their property or if they accidentally cause damage to someone else’s property. Policies can vary in terms of coverage limits, deductibles, and additional options such as coverage for valuable items or additional living expenses if the home becomes uninhabitable due to covered damage.